In today's world where it is likely that individuals will have to work longer to achieve their pension benefits, early pension planning must be considered the mainstay of any individual's financial planning.
Whether you are starting out in your career or you are approaching retirement you will need guidance and advice on either setting up the most appropriate pension arrangement, or on how to take your pension benefits.
What a difference a day makes" - Pensions Simplification Lite Document
Pensions Simplification in April 2006 will make understanding pensions much easier, but there will still be dozens of pension companies and thousands of funds to choose from. Selecting the most appropriate for your circumstances should not be left to chance.
Similarly at retirement should you purchase an annuity or should you elect for one of the more flexible arrangements available, whatever the question, our advisers can help. With years of experience and the appropriate professional qualifications they can make sure that you start saving for your retirement in the most appropriate arrangement or select the best option when it comes to taking your retirement benefits.
Our service covers all aspects of pension provision and includes setting up:
- Personal and Stakeholder Arrangements
- Small Self Administered Schemes (SSAS’s)
- Self Invested Personal Pension Schemes (SIPP’s)
- Group Schemes
At retirement the services covers all of the options available
- Annuity Purchase
- Pension Drawdown
- Phased Retirement